Nov 8, 2021The Real Benefit of 0% MDR on UPI with Paytm Payment GatewayMDR or Merchant Discount Rate plays a crucial role in a business’s decision to integrate a payment gateway. Simply put, payment gateway charges, or MDR, are the fees that a business incurs while accepting digital payments from its customers. For example, when a customer purchases a product for Rs 1,000…Upi2 min readUpi2 min read
Sep 25, 2019Sequoia Surge: Everything You Need to Know to Kickstart Your Early Stage StartupIt is a commonly occurring problem among early-stage startups to raise funds and scale, considering that there are very few resources and a small number of people aligning themselves with the idea behind the business. …Startup4 min readStartup4 min read
Sep 19, 2019What Does a Payment Gateway Do With Your Data?Three years, four years back, did you imagine that payment gateways would be so omnipresent in your life? Probably not. And yet, here we are. Today, you run into a payment gateway every time you’re making a digital payment. …Payments4 min readPayments4 min read
Sep 18, 2019What Does a Payment Gateway Do With Your Data?Hint: It doesn’t store anything. Three years, four years back, did you imagine that payment gateways would be so omnipresent in your life? Probably not. And yet, here we are. Today, you run into a payment gateway every time you’re making a digital payment. …Payments3 min readPayments3 min read
Sep 9, 2019RBI Opens Up Recurring Payments on Cards — A Step Ahead for Digital PaymentsAll of us are well aware of the various initiatives that the Reserve Bank of India has been undertaking to make digital payments safe and secure. …Payments3 min readPayments3 min read
Aug 26, 2019A Closer Look into UPI Fraud and How it’s DoneYour guide to staying vigilant and safe from cyber frauds. Digital transactions are the need of the hour, and with the country rushing towards a cashless economy, it’s important to stay vigilant of all the loopholes in the system. UPI, being one of the foundation stones of the digital economy…Security4 min readSecurity4 min read
Published in D91 Labs·Jul 29, 2019Why Online Payments Fail?This story was first published on Razorpay Blog. When you’re initiating a payment online, there are many factors that go into making the payment possibilities and a single glitch in any of these entities can lead to an online transaction failing. This, of course, can be quite frustrating, considering that…Payments5 min readPayments5 min read
Published in D91 Labs·Jun 17, 2019RBI’s Digital Payments Ombudsman Will Help Boost Consumer ConfidenceThis article was first published on Razorpay Blog. UPI transactions have seen 20x growth since last year. The transactions have gone into millions, but what we found to be even more impressive was the average transaction value of Rs 1,700 and total transactions worth Rs 1.33 …Payments4 min readPayments4 min read
May 28, 2019Regulation & Fintech — A Marriage that Needs to HappenFintech can change the habits and behaviours of the Indian population if it gets adequate support from regulators This story was first published on Razorpay Blog. In 2013, CRISIL had launched Inclusix, India’s first financial inclusion index, to gauge the level and progress of financial inclusion in the country across…Fintech3 min readFintech3 min read
May 16, 2019RBI’s Digital Payments Ombudsman Will Help Boost Consumer ConfidenceThe Ombudsman Scheme for Digital Transactions, 2019 aims to quickly and resourcefully resolve complaints related to digital payments. UPI transactions have seen 20x growth since last year. The transactions have gone into millions, but what we found to be even more impressive was the average transaction value of Rs 1,700…Payments3 min readPayments3 min read
